There are two main reasons for FX conversion in your account. First, when you do not have specific currency to settle a transaction, our system will automatically conduct FX conversion should you have any other currency available.

You can also instruct a FX conversion in our app anytime, the cut-off time for foreign currency exchange conversion is 11am each business day. It will be completed in the afternoon on the same day.

Please note that the rate displayed in our app is an indicative rate only, the actual rate of conversion will be different.